Can You Finance Wedding Rings
But the short answer is yes.
Can you finance wedding rings. Selecting the I dont know. 1122009 According to wedding website The Knot though the average engagement ring costs a whopping 5978. You can find these loans through banks credit unions and online lenders.
1152021 Financing the engagement ring If you havent saved for the engagement ring in addition to the wedding or you prefer not to dip into the wedding day coffers just yet engagement ring financing may be a smart move. If you cant the next best option is a toss-up between a new credit card. Click Here to download our practical Ring Size Guide.
1242015 Engagement rings can be a huge expense but there are resources you can use to help finance the cost. You apply for a loan that covers the amount youre seeking and if approved use those funds to purchase your ring. A personal loan is a flexible form of financing whether for an engagement ring or other major purchase.
If you need more time to pay they have four financing options available ranging from 999 to 1299 APR. Many jewelers offer financing options sometimes with low or 0 APR introductory rates. Be sure youre purchasing a ring you can afford.
Even for the mathematically inclined its difficult to know what kind of budget to set for an engagement ring. But if a 0 financing offer isnt available to you a personal loan could be a better option for financing an engagement ring than putting the ring on a credit card at the double-digit regular APR. Thats no small chunk of change.
Of course practicing restraint and saving enough to pay in cash to avoid going into debt is best it isnt an option for everyone. Take your best guess and dont sweat it. If you have the companys credit card Zales payment options range from 6 to 36 months in length and you can purchase a ring without a down payment.